1099 Forms Guide & Resources

Everything you need to know about filing 1099s, W-2s, and other tax forms for your business

Overview

File Form 1099-R Online – Retirement & Pension Distribution Reporting

Form 1099-R is used to report distributions from pensions, annuities, retirement accounts, IRAs, and insurance contracts. If you issued taxable or tax-deferred distributions, you must file this form with the IRS and provide a copy to recipients.

Our platform makes it simple to eFile 1099-R forms securely and on time.

What Is 1099-R?

Form 1099-R reports distributions of $10 or more from retirement plans, pensions, and annuities.

Who Must File a 1099-R Form?

You must file if you are a plan administrator, insurer, or employer who issued:

  • Pension or annuity distributions
  • IRA or retirement account withdrawals
  • Insurance contract payouts
  • Disability income distributions

Information Needed to Complete a 1099-R

  • Payer details: name, address, TIN
  • Recipient details: name, SSN, address
  • Distribution amounts and codes
  • Federal income tax withheld

How to eFile 1099-R Online Easily

  • Enter payer and recipient details
  • Input distribution amounts and codes
  • Validate data with error checks
  • Submit directly to IRS
  • Deliver copies to recipients electronically or by mail

Common Filing Errors to Avoid

  • Using the wrong distribution code
  • Missing tax withholding entries
  • Incorrect recipient SSNs
  • Filing late with IRS or recipients

IRS 1099-R Deadlines & Filing Penalties

  • Recipient copies: January 31
  • IRS paper filing: February 28
  • IRS eFile: March 31

Late or inaccurate filings may result in $50–$290 penalties per form.

Why eFile Your 1099-R Form With Us?

  • IRS-approved electronic filing
  • Built-in error prevention
  • Bulk upload support for high volumes

Frequently Asked Questions

What is Form 1099-R used for?
To report distributions from pensions, annuities, retirement accounts, or insurance contracts.

Do all retirement withdrawals require a 1099-R?
Yes, if distributions are $10 or more.

What are distribution codes?
IRS codes that explain the type of distribution (early, normal, rollover, etc.).

Can I file multiple 1099-R forms at once?
Yes, bulk filing is supported.

What if I file late?
The IRS may apply penalties of $50–$630 per form.

Start Filing Your 1099-R Forms Online Today

Simplify retirement distribution reporting with our secure eFile system. Start filing 1099-R forms today.