1099 Forms Guide & Resources
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File Form 1099-R Online – Retirement & Pension Distribution Reporting
Form 1099-R is used to report distributions from pensions, annuities, retirement accounts, IRAs, and insurance contracts. If you issued taxable or tax-deferred distributions, you must file this form with the IRS and provide a copy to recipients.
Our platform makes it simple to eFile 1099-R forms securely and on time.
What Is 1099-R?
Form 1099-R reports distributions of $10 or more from retirement plans, pensions, and annuities.
Who Must File a 1099-R Form?
You must file if you are a plan administrator, insurer, or employer who issued:
- Pension or annuity distributions
- IRA or retirement account withdrawals
- Insurance contract payouts
- Disability income distributions
Information Needed to Complete a 1099-R
- Payer details: name, address, TIN
- Recipient details: name, SSN, address
- Distribution amounts and codes
- Federal income tax withheld
How to eFile 1099-R Online Easily
- Enter payer and recipient details
- Input distribution amounts and codes
- Validate data with error checks
- Submit directly to IRS
- Deliver copies to recipients electronically or by mail
Common Filing Errors to Avoid
- Using the wrong distribution code
- Missing tax withholding entries
- Incorrect recipient SSNs
- Filing late with IRS or recipients
IRS 1099-R Deadlines & Filing Penalties
- Recipient copies: January 31
- IRS paper filing: February 28
- IRS eFile: March 31
Late or inaccurate filings may result in $50–$290 penalties per form.
Why eFile Your 1099-R Form With Us?
- IRS-approved electronic filing
- Built-in error prevention
- Bulk upload support for high volumes
Frequently Asked Questions
What is Form 1099-R used for?
To report distributions from pensions, annuities, retirement accounts, or insurance contracts.
Do all retirement withdrawals require a 1099-R?
Yes, if distributions are $10 or more.
What are distribution codes?
IRS codes that explain the type of distribution (early, normal, rollover, etc.).
Can I file multiple 1099-R forms at once?
Yes, bulk filing is supported.
What if I file late?
The IRS may apply penalties of $50–$630 per form.
Start Filing Your 1099-R Forms Online Today
Simplify retirement distribution reporting with our secure eFile system. Start filing 1099-R forms today.